[JumpCrisscross]

These app-only banks seem to prey on the Robinhood customer set: users who respond positively to a nice UI and are willing to pay for it through friction, feature restriction and non-existent customer service.

Retail finance's CLI to the saccharine of these apps is Fidelity. Free CMA with no ATM fees (third-party ATM fees reimbursed), no minimums, free wires in and out, securities able to be held in the account and good customer service on the phone and via chat.

[rexreed]

Fidelity doesn't offer small business banking, which is what this is.