Yea, you are right about the 2% interest rates changing the breakdown. I was referencing numbers I ran back when rates were 3-4%. That said, most folks still rely on 30 years mortgages!
I got a 30 year fixed at 3% back in march. My first payment had 40.7% going towards principal which is not bad at all in my opinion. Also, I wouldn't count property tax and homeowners insurance as something additional about owning as you are effectively paying that when renting, it is just baked into the rental price. Stupid realtor fees though definitely will bite you in the ass.