[aaron695]

> The original Zidisha concept was a marketplace based on financial incentives (including interest for the lenders), but most of our users didn't want that.

Cheers, that's really interesting.

I agree altruism is enough to get people to choose what they think are good or worthwhile projects. The fact they donate extra really surprised me. (It would be interesting to see who they invest in vs people who don't add extra, probably a publishable paper :) )

Financial incentives can be difficult because safe is not necessarily the best and networking is possibly undervalued, equally altruism is also not always the best.

I think it's all exciting stuff. It's good to see new microfinance models on the ground it's sorely needed.