[jkurnia]

We have some cumulative metrics on the How It Works page (https://www.zidisha.org/how-it-works):

Projects Funded: 274,507 Amount Lent: $18,723,792 Total Members: 411,728

The loans outstanding are about $1 million, and delinquency rate ranges between 15 and 25% depending on the cohort measured.

Lenders are about half in the US, 40% in Europe, and the rest elsewhere.

Are people really paying it forward? Early data suggest that repayment rates are higher than for loans, and this is expected given that borrowers are more directly involved in the allocation of repaid funds. For loans ended thus far the average optional extra amount paid has been around 20%, enough to offset expected defaults. We won't have statistically robust data on this for several months, as the larger loans take longer to repay.