[throwaway158497]

I am from IIT, living in US, On a FAANG salary, 40+ age. And I still stuck paying mortages on my home. I will stuck for next 10 yrs. Don't fuck life by selling off your house. YOLO, happy to build and learn, don't need cars, confidence etc are because of your age/hormones. After a few years, you will want a partner (because humans are social), may be have kids, your wants/needs will explode then. Do not give up the house.

All 25yrs olds are confident their idea will work. Only some listen to older people like me and accept that they may fail.

[bagacrap]

I'm convinced paying a mortgage is a good thing, it means you have less capital tied up in your home and more available to invest in areas with higher return, such as doge, er, s&p index funds.

That said, if you really hate having a mortgage, don't buy a home. Don't fall into the trap of thinking you need to own a single family dwelling if renting is more your thing.