[scubakid]

Do you think it would help if I make a "sandbox mode" where you can skip onboarding and plan creation and jump straight into a scenario pre-configured to model one of several selectable templates / personas? That's something I've been debating about building for a while but haven't had a chance yet.

[karanbhangui]

Yes this would be a big help. Can always "clear the sandbox" and start fresh once I've poked around with the end result.

[newman314]

IMO that would help with some common scenarios

1. Beginning of career 2. Mid career (20 years in) 3. Close to retirement

[johntash]

I'm not sure if it would help, but maybe a way to import financial data from something like personalcapital or mint?

It'd save on some of the starting questions, but I don't know if that's even possible.

[whydoineedthis]

you ask a lot of questions in the funnel that if I knew the answer to, I would likely have an accounting degree and certainly not need this software.

[scubakid]

username checks out :D

It's true though, making a detailed plan requires detailed inputs. Are there any specific areas in the funnel that you would recommend cutting out or altering?

[whydoineedthis]

as others have noted, the house stuff is wrong.

- compound interest should be the default.

- when asked rent and house expenses as a percentage, is it a percentage of initial cost? current value? future value? It doesn't really make sense as a percentage. I don't charge a tenant X% of my cost, I charge market rate which may be more, or less than my actual expenses.

- same for taxes. it's a nearly fixed amount that increases over time, but trying to do it as a % calculation of actual dollars is often incorrect because that's not how it's calculated in real life.

[scubakid]

good points. sounds like there need to be some controls added where you choose how you'd like to specify those values.