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by scubakid 1807 days ago
Do you think it would help if I make a "sandbox mode" where you can skip onboarding and plan creation and jump straight into a scenario pre-configured to model one of several selectable templates / personas? That's something I've been debating about building for a while but haven't had a chance yet.
4 comments

Yes this would be a big help. Can always "clear the sandbox" and start fresh once I've poked around with the end result.
IMO that would help with some common scenarios

1. Beginning of career 2. Mid career (20 years in) 3. Close to retirement

I'm not sure if it would help, but maybe a way to import financial data from something like personalcapital or mint?

It'd save on some of the starting questions, but I don't know if that's even possible.

you ask a lot of questions in the funnel that if I knew the answer to, I would likely have an accounting degree and certainly not need this software.
username checks out :D

It's true though, making a detailed plan requires detailed inputs. Are there any specific areas in the funnel that you would recommend cutting out or altering?

as others have noted, the house stuff is wrong.

- compound interest should be the default.

- when asked rent and house expenses as a percentage, is it a percentage of initial cost? current value? future value? It doesn't really make sense as a percentage. I don't charge a tenant X% of my cost, I charge market rate which may be more, or less than my actual expenses.

- same for taxes. it's a nearly fixed amount that increases over time, but trying to do it as a % calculation of actual dollars is often incorrect because that's not how it's calculated in real life.

good points. sounds like there need to be some controls added where you choose how you'd like to specify those values.