[monoideism]

> How was I ever going to afford a kid’s college fund? How was I ever going to afford a kid’s college fund?

Uh, lady, you’re 37 years old. If you seriously want a kid, you need to approach finding a spouse with the same seriousness and intention you (admirably) now approach finances. Otherwise, it ain’t gonna happen.

But I guess that’s another article.

[kuhzaam]

Plenty of people adopt

[monoideism]

I had my first kid at age 34, and part of my deeply regrets not going sooner (wife is much younger). I had some serious health issues by 45, which impeded by ability to raise my kids the way I wanted.

Adopting in 40s? Will the parent even still be alive when the kid graduates college? With good luck, genes, and good diet/exercise, yes. Otherwise, likely not.

[Vaslo]

They often don’t even let you adopt at that age. I knew some 40+ yo families that adopted overseas due to age restrictions. One family adopted from China and one from Eastern Europe.

[Cola]

Life expectancy for a 40 year old in the US is ~80. It is very likely that with an average lifestyle the parents will be around after the child has graduated college.

[monoideism]

Yes, that would be:

50%: some combo of good luck, genes, diet, exercise

50%: some combo of bad luck, genes, diet, exercise

[valzam]

Unless you live in bad parts of Africa I suspect living to 65 is not an unreasonable goal....