[astrange]

The only useful thing a financial advisor can tell you to do is nothing. So just don't do anything.

Besides that, they can and have been replaced by a few calculators and the reddit personalfinance wiki.

[Grimm665]

Well my experience was different. I was doing nothing. I was letting paychecks accumulate in my checking account, and just guessing at what percentage I should be contributing to my retirement. Turns out that wasn't the right thing to do, and her advice showed me why.