[Terretta]

They absolutely sell the multi-feature profile of you from that data, and the data merchants absolutely tie it together then resell it to everyone. In turn, a bank can make or break your ability to buy a home with it. Fintechs helping make credit decisions get that from both, directly and indirectly, and even better when doing a bit of correlation for the bank. Microsoft and Amazon no real help, Apple even less.

Note: Those products by and large all permit and enrich surveillance aggregation of the picture of you, and use with/for third parties/ads. It’s creepy how fast and accurate the multidimensional take has become.

[mavhc]

So you're saying that by tracking people we can avoid people buying homes they can't afford and causing a market crash?

[Terretta]

Yes, so long as we don’t mind machines also getting that wrong.

[mavhc]

...more than humans do currently

[deadmutex]

> They absolutely sell the multi-feature profile of you from that data

I'd like to learn more. Do you have a source for that?

[Terretta]

Not without breaking NDAs. Also not saying you’re in the know, but people in the know start source hunting when truth leaks.

FWIW, I’ve seen you comment on Google email and ads. From what I am aware of, your information on what was/wasn’t and is/isn’t done has been… optimistically colored. I stayed out of it. But you could be less confident in some of these and/or disclose more readily that you are coming with a pro-employer lens while (you say) being far enough from it you might not know for sure.