[turnerc]

> None of my friends could tell me the specific reasons why I was banned. It’s mostly because they do not understand their own rules

It's because policies are in place to prevent them from doing so, you won't get special treatment or they will be out of a job.

Without seeing the Ad data it's hard to say but Financial products have a lot of policy in place and it's not enough to be ready to provide certification, in some instances you must do this beforehand.

[trentnix]

Who watches the Watchmen?

[xnyan]

In the case of a company offering a paid service? Nobody. Why should the government force you to publish ads you don't want to host on your own private servers?

[trentnix]

Who said anything about forcing them to run any ads?

While the policies that prevent even insiders from finding out why some ad or another was banned to avoid special treatment, they also have the side-effect of being opaque to conceal arbitrary, malicious, or insidious motivations. After all, I'd assume if there are good, clear, generally agreed-to reasons why some ad (or even some account) should not have access to Google services, transparency would justify as much. But without transparency, it's inevitable that there will be abuse.

Odds are, there already has been. And Google benefits keeping that behind the curtain.