[B4CKlash]

There are two aspects of 'your' credit score that could be effected by the shutting down exisiting credit lines. The credit score system is certainly not perfect, but I don't believe these are nonsensical metrics.

1). Average age of credit - If this is your oldest dated credit it could have a sizeable impact on the average. 2). Credit utilization - The total amount of credit extended to you divided by the total amount used. $5000 across $50,000 of extended credit (3 credit cards, auto loan, line of credit) is 10% utilization. If WF closes your $25,000 your utilization just doubled without any change on your side (plus a potential ding for average age).