[jiriknesl]

Western Union doesn't have business accounts in most of countries. Normal transaction doesn't allow Business -> Business payments. They cannot send money to Iran (where we also have partners).

But you are right. Their fees are way cheaper than bank & Payoneer.

Ad on-ramp&off-ramp - sure. This is a temporary situation in which it adds some expense. Hopefully, people will have a chance to have cards refilled directly with cryptocurrencies worldwide (they already exist for major countries).