[prirun]

Another bad thing about cars these days is that many people think they can talk on the phone and/or text while driving. I was in a pretty bad wreck last week - slammed into at an intersection. Because I had a 2003 Accord in excellent condition with 90K miles that I planned to drive for another 10 years, I get totally screwed on insurance and will be lucky to get $6K for it. Buying a used 2018 replacement with 30K miles was $30K, so compared to leaving $24K invested, I'll end up being out around $48K because of someone else's bad driving. (And no, you can't drive well while using a phone "hands free"; it's the lack of mental focus that is the problem, not using your hands.)

Of course, if I had been walking instead, this bad driver would have likely taken me out.