[simonblack]

Life is harder than you have ever imagined.

"Starting a business is like having a licence to print money." Nope. Running a business is not for people who don't know what they're doing.

Getting married is simple. Being married is a lot more difficult.

Kids cost thousands and thousands per year. That money has to come from somewhere. If you can't make ends meet before you have kids, you've no hope at all in doing it afterwards.

Give yourself time for enjoyment. It doesn't have to cost anything.