[kyawzazaw]

Financial Independence is a big thing. (Not just retire)

Do you have kids? Have you thought about generational wealth? These are the things that are in people's minds. If you want to understand more visit subreddits like /r/FIRE or /r/bogelheads or /r/personalfinance?

[thatguy0900]

I don't really want kids, thankfully. I can see how that would be an issue if I did though, true.

[kyawzazaw]

What about donations? Even as a student, I liked to donate frequently (maybe it's in my culture).

Being able to donate a decent amount to a cause whenever I feel like it, is a plus.