[cbozeman]

Everything you just wrote, right down to the dollar amounts, exemplifies just how privileged you are, and 'privilege' is a word I hate and almost never use, but it is the correct and appropriate word here.

The majority - as in > 50% - of Americans can't afford to be "between jobs" for months, or even a single month at a time. And they certainly can't afford rates that are 2-4 times $250 - $320 jobs. The majority of Americans can't even afford a $500 emergency.