[WheelsAtLarge]

It's very hard to beat index funds, few funds beat them year after year. So, call a mutual fund company(vanguard is very good) and tell them that you want to invest in index funds. They will guide you on what to do.

Add funds on a regular basis until you need it. It will grow. Keep in mind that the returns will be a wavy ride but ultimately it will be positive.

We are starting to hear criticisms on index funds but we have yet to find a better long term way to grow wealth for the individual investor. Specially for people that don't want to make finance there life's work.

[ruben81adelaide]

I agree, Vanguard is one of the best funds with low commissions. Nowadays there's no point putting your money in a bank account, so I looked into ways of investing the money. After carefully considering different options, I decided this was the best way to proceed with the minimum risk and with a good return.

Every month I transfer a bit, without looking if the stock goes up or down. The best goal is to invest intelligently for the long-term. Broad-based index have proven to be a good choice for long-term.

[marketgod]

What you can look up is the MMM portfolio, Canadian Couch Portfolio and https://awealthofcommonsense.com/2014/02/worlds-worst-market...