[jeffpeterson]

I'd just like to point out that this line of inquiry is not some unanswered philosophical question. All of capitalism is focused on this question of ownership. Who owns the picture? The answer is always whoever the parties involved agreed would own it. Both options can exist and they'll have different prices.

This same question often comes up with self-driving cars and "fault", and it seems to regress into the same trap. Ownership of _risk_ is one of the primary concerns of capitalism. The question is not, "who should be at fault?", it is instead "what is the cost of this risk?" and then we buy and sell that risk like everything else (which is also how we determine that cost). If the self-driving advocates are right and self-driving is safer, then the risk will likely cost less than your current insurance.

Of course, it's not always clear. If the parties can't agree who owns a thing, they often use some legal mechanism to resolve their dispute.