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by lmns 1814 days ago
>Most desktops today only have a browser and some office application installed.

The desktops I see on a daily basis don't have only a browser and office application installed.

I'm not sure which phone or OS you are using, but almost all smartphones have some kind of TPM or TEE nowadays. FWIW, the banking app on my Android phone makes use of that through the KeyChain API.