[SilasX]

$50k is comically insufficient to cover the damage you can do in a car in a single incident, though, and such a bond is a limp assurance at best.

[dehrmann]

I wonder if there should be a per-vehicle cap on damage where a vehicle is so expensive that the owner insures it for any damage over some amount, say $60,000, or the 95th percentile new car sale price.

[UncleMeat]

Damage to vehicles isn’t the problem. The tail is hitting a car full of surgeons and ruining their careers so you are paying out gazillions in personal damage.