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by dangravell 5457 days ago
This does happen, and it's probably the default. But it is possible to notice it's happening, and reverse the process: http://www.getrichslowly.org/blog/2006/12/27/how-to-protect-...

This is pretty much what I did when starting up, realising I wanted as much runway as possible.

Have to say I also guffawed at $25k being "no personal savings".