[blakesterz]

Weird, how did I miss that apps like this even exist? Seems a little creepy to me, though maybe it cuts premiums for some people?

"Both companies’ core products are apps on smartphones that use the sensors in the phones to collect data about how people are driving, such as whether they are speeding, frequently braking hard, or picking up their phones to text when they should be paying attention to the road."

https://archive.is/u0Qpu#selection-1417.0-1424.0

[throwaway0a5e]

As someone who used to spend a decent amount of time driving overloaded trucks the speeding thing always pisses me off because it's lacking in nuance.

There is nothing safe about following the speed limit when the speed limit is substantially lower than what the rest of the traffic wants to do.

[callamdelaney]

In the UK black boxes are almost a necessity for 17/18 year olds to be able to afford insurance, even on the cheapest cars.

[908B64B197]

Making dense urban centers AND cars unaffordable for young adults seems to be a great long term plan.

I wonder if the UK is getting a net gain of young, highly motivated and educated professionals or a loss.

[callamdelaney]

No clue how the two could possibly be connected, though I doubt it.

[icedistilled]

If you're in california, it's because california regulation is very specific in what can be used for car insurance rating and those apps are not one of them.