[Merem]

Oh, so sorry that we prefer to not be reliant on third parties, having our transaction histories be sold etc. Just like how we were the last country where Firefox had the majority in marketshare because we like(d) our privacy, so too do we like having control of our money, despite the banks' and government's attempts to undermine it by restricting the use of cash, pushing CCs on people and so on. And if you want to pay with some card, phone or whatever in a supermarket, you can do so.