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by adkadskhj
1833 days ago
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I dunno.. these are loose definitions but i make enough that i'm confident i can pay off my mortgage, make meaningful contributions to my retirement and not be afraid of money (outside of job loss, at least). I also significantly budget for things like home repairs, car repairs, medical expenses, etc. I could lose my job tomorrow and be safe for 6 months, 12 if i needed to. I have no financial concerns outside of job loss right now. My view however is that this isn't wealthy. Instead this is where the middleclass should be. I don't make enough to retire early (though i could probably extreme FIRE, but that doesn't sound enjoyable to me). I'm not by my definition wealthy, just safe, satisfied, happy. No fancy cars or homes, just a stable honest and predictable living. These are traits that, in my mind, America should strive to bring to all people. Unfortunately i've not seen this spread. I've only seen it decrease. People far more and more on the edge of collapse, with no safety net in their bank, no budget for emergency expenses, no possibility of retirement. Relative to the current state of America i am wealthy. To me that is very, very sad. |
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Job loss is the only big worry, and even in that situation it wouldn't be difficult to find a similar job with similar pay. I know that is a comfort that not everyone(or most people) has. Knowing that this seems to be "as good as it gets" when compared to the majority of Americans is what makes me very, very sad.