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by maxsilver
1831 days ago
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No. Unfortunately, most businesses in the US are not under any compliance requirements or regulations around identification. Certain states have special rules (like California I think?) but in most places US businesses can generally do anything they want with an ID card or relevant information, so long as they don't impersonate you or commit a crime with it. Given the way Stripe has implemented this today, Stripe might as well be selling their business customers a <input type="file" /> tag for Driver's Licenses, because that's the level of security 99% of all business will be using around this. There's going to be Amazon S3 buckets filled up with Drivers Licenses JPEG's provided by Stripe Identity, in a few months time. |
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What makes you think these don't already exist? Have you ever needed provide your identity information to use a service online (e.g. a insurance service, bank, alcohol/weed delivery, crypto market, etc.)? Where do you think the identity information you provided is stored?
If you don't use these type of services, then nothing will change--stripe won't magically have all your identity info. If you do use these services maybe they'll partner with Stripe, maybe not. The only outcome I can see from this news is that it's likely there will be fewer AWS buckets with your identity info moving forward, because Stripe can do that for you now.