You're implying that some financial regulations are unnecessary, but without saying it or giving reasons why. Yes, I think you have no provided an argument.
You know, people talk about "there should be some protection from yourself making bad decisions" and when someone says "no there shouldn't, let people make their own mistakes" you see responses like this, "so we shouldn't ban crime?" Its absurd. It is classic straw man garbage.
Of course stealing and fraud and such should be illegal. But if I want to squander my money on bullshit, that is my right.
> What about adults that take advantage of other adults?
Well, there's a pretty big universe of meaning.
> Subprime
What is more wrong? Banks lending to people they know they can't afford it because they think the risk/reward ratio is worth it? Or governments not letting them feel the effects of the markets reaction?
> Insider trading
Honestly who gives a shit? This is the type of thing that would be quickly priced into the market.
> Organised crime
Are we talking about selling drugs? Or murder? Or sex trafficking. Because I have very different opinions between the first and the second two.