[fairity]

> The reason is that when you have a mortgage, you're making a highly leveraged investment.

You can lever up an equity portfolio as well. Moreover, the going interest rate for a margin loan is only 1-2% (less than the cost of a mortgage).

[fshbbdssbbgdd]

Although mortgages have some big advantages:

1. Interest rate can be fixed for 30 years.

2. Interest is tax-deductible.

3. No margin call. If the price drops, you can wait until it recovers.

There’s really nothing similar available to the average person for other investments.

[jjeaff]

Is that the going rate for a margin loan? I have only found IBKR to have rates that low.