I wonder if they really think the powers that be will allow them to retire early. Most will be working until 75+, unless the socialism/automation conspiracy theory comes to fruition.
The powers that be need to start making offers that are harder to refuse for people who don't actually /need/ a job, then. For example, allowing part-time work...
It is definitely hard for food service workers, and what not, but the powers that be really don't have much say.