[arcticbull]

It's exactly as instant as Strike.

Further, both will be totally instant vis-a-vis your actual bank account in a few years as RTP rolls out. No crypto needed. [1] I'm led to believe the delays in implementation were ensuring small community banks had a risk model.

> This is akin to all of us submitting to google and gmail, its great unless our account gets flagged by an algorithm by mistake. No mistake, i would be screwed.

Have you met typos?

[1] https://www.theclearinghouse.org/payment-systems/rtp