[grogenaut]

It's quite easy. He's a creative writing major. His girlfriend however has a good shot as a FAANG job. Running an Amazon / Microsoft / etc Seattle SDE1 job with no raises, at $120k a year, 27k in loans and $9k / year in room/board at our house == ~275k. Of which over 4 years, 90k is a lot to spend over the top for 2 kids who don't leave the house and only want pc upgrades.

Versus them spending about $4k/month on living expenses out of house, 48k/year.

That's also assuming she has a FAANG job, not say, the same expenses but $58k/year starting data eng job.