[xenihn]

right now, I can reasonably afford a $1.3 million mortgage. i could do more if i was willing to lose the ability to save/invest, and also rent out multiple rooms to strangers

there is nothing at that price point (or below) that i would consider worth the current cost, in any of the cities that I actually want to live in. and even if I found something, it's so unfair that my property tax rate would be so much higher compared to others (california)

i'm just going to save money, invest in things that arent real estate, and emigrate at some point. i think the only exception is if I married someone who was given a house by their family. not too unlikely in the bay area or in southern california, but it's still not something i can bank on. i wouldn't even want to if it was.