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I continue to hold a small amount of bitcoin as a speculative investment. I hold much more ethereum as a speculative investment or to get yield from DeFi.

I am happy to pay and be paid in cryptocurrency, but I wouldn't want to allow my rainy day fund or funds set aside for specific purchases (i.e. maintaining continuity of life/business) to have exposure to the extreme volitility that cryptocurrencies have.

Just because one of the many potential use cases of cryptocurrency doesn't seem to be panning out very well doesn't mean that the other use cases are invalid.