[hkarthik]

There's nothing stopping you from buying it with financing, and then immediately paying it off before you incur too many interest charges. My parents do that with every car purchase. It makes the deal making process and all negotiations way smoother, while ensuring they don't incur any unwanted debt.

[gabrielsroka]

The last time I bought a new car with a loan, which was in 1993, the interest was pre-computed. I tried to pay it off early, but I wouldn't save any money on interest. I don't think they do that anymore, but read the fine print.