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by devoutsalsa 1843 days ago
That was my situation. I had a sales job the was primarily commission based and I had health insurance. I had a bad bike accident and got sent to an out of network hospital. I went from a six figure income and no medical bills to almost no income and a six figure medical bill. I was devastated.

Probably the hardest part was how depressed I was, even as my body was recovering, I simply wasn’t prepared to start hustling to get my sales income back up, pay for physical therapy, deal with the hospital & insurance company, etc.

1 comments

For-profit healthcare should be criminalised. It's hard enough to recover physically from an injury, but adding the need to recover financially from it as well is cruel.
The problem is not for-profit healthcare, but how it is implemented in the US. Lots of countries have for-profit healthcare without the users of that healthcare every worrying about recovering financially.
At the end of the day, it's always "for profit". Either it's the doctors getting paid by the state getting paid by citizens, or the hospital getting paid by the state getting paid by citizens, or the hospitals getting paid by the insurers getting paid by citizens, or very often a combination of the 3.

The issue in the US is the setup, not the fundamental principal

Getting paid for your labor isn't the same as "for profit". Hospitals can get their stuff paid for without there being "profit", and you don't have to expect sick folks to have extra money to pay for middle men.
> Hospitals can get their stuff paid for without there being "profit"

They can, but it's not necessary. There are lots of private hospitals in France and it works just fine

> you don't have to expect sick folks to have extra money to pay for middle men

There are always going to be middlemen. Too few and resources are allocated inefficiently due to a lack of management. Too many and it's a waste of resources. The trick is to find the right balance

"There are always going to be middlemen. Too few and resources are allocated inefficiently due to a lack of management. Too many and it's a waste of resources. The trick is to find the right balance"

Yes, agreed, though I'd argue that middlemen aren't actually needed - as actual middlemen are folks getting paid when they aren't really necessary. It is kind of like car dealerships don't really need to be as they are, but that is part of the service you pay for with cars. Instead, you simply need enough people to get things to work - and sometimes that can be lessened. For example, standardized medical billing and coding in the US would reduce the labor required to deal with insurance - and suddenly, fewer people are needed at the office. Fairly standarized coverage would help as well (fewer misunderstandings) and decoupling it from employment (US based: Would take away HR jobs, but reduce burden on companies).

But the main point really was that sick people, who could easily be missing work to see the doctor, shouldn't be expected to pay for everything.