[prepend]

It’s silly, I think, to worry about these sorts of things because the right decision at the time was to spend, not to save. Given the information at the time, it was perfectly fine.

Obviously $10k is good, but I see no reason someone would have regrets or spend any time thinking about it.

If someone gave you $20 to spend on stuff and you bought dinner that’s a fair exchange. The one in a billion chance that it will be worth $10k years later is no reason to save it.

It’s like feeling bad about not buying Amazon stock early on.