[fogihujy]

> So what? It's 0% interest.

Debt is slavery and so on. Let's not get too hung up on the fact that I dislike it.

> Most e-commerce sites I've used in the past year offer Klarna or some similar service and all of them have been implemented as just another option in a set of radio buttons.

Radio buttons is fine. It's the defaults and "are you sure you don't want to pay with credit?" questions I'm bugged out about. I don't have an issue with them offering it as an option. I've seen it with multiple websites using Klarna for payment handling.

[gruez]

>Debt is slavery and so on.

No it's not, and statements like that trivializes the mistreatment that actual slaves went through.

[kqr]

I agree, but just to clarify: inability to pay one's debts has historically been one of the primary ways into forced labour with unfavourable conditions. A bit away from slavery still, but not a completely out of the air connection.

[fogihujy]

You missed the point. It was a deliberate simplification (hence a simplification of a biblical quote and the addition of "and so on") intended to steer the focus away from my personal opinion about debt, and towards the second point, i.e. dark patterns in order to get people to pay with credit rather than with a debit card.