[Wirerack]

The 75k number has always felt to me like a complete fabrication. While I agree that wellbeing is not exactly correlated to money (eg. Health problems etc), there is almost no case that I can think of where it doesn't improve it dramatically. I think the thing that is often missed is not that having a lot of money is good of itself, rather that having money gives you freedom. You have the ability to control your time like others don't, and choose that which fulfills you. Will your life be perfect, almost certainly not, but I'd wager it has a higher probability of being better than if you were poorer. 75k is not going to buy you any meaningful freedom, even if it will keep you out of objective poverty.