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by GeneralTspoon 1858 days ago
It's not a "good deal" in any case....

The minimum purchase price on iOS is $0.99, so at worst you'd be paying basically the same rate (~30%).

But most payment processors offer separate pricing for micro-transactions (e.g. Paypal is 5% + $0.05 IIRC). Which works out at around 10% for a $0.99 transaction.

And actually - Adyen offer much better pricing than the "Stripe rate" of $0.30 + 2.9% in the first place.

1 comments

A few years ago when making a micro transaction app, PayPal only allowed one type of fee structure — either the 5% or the 2.9%.

Meaning you couldn’t segregate low tickets from high tickets and get the most optimal fee - your whole merchant account was one fee or the other.

‘Twas quite a PITA

Yeah this is still the case AFAIK - very annoying. I believe their recommended workaround was to have 2 separate merchant accounts with different fee structures and group your products accordingly.