[Xplune13]

I didn't say it was 100% luck. I said, trying itself is opening up to new opportunities and possibilities. After all luck is just a game of possibilities and chances.

There isn't a universal definition of luck and there won't ever be. The border between what is luck and what isn't changes every person to person. Your country, family wealth (which then pays for your education) play an important role in one's life and their wealth. A "rich" person on some poor island most probably won't be considered rich in any Western country.

Now it matters what you do with that what you have. Scoring high or low in academics is up to me which would contribute to my wealth in future. I'm not saying that academics is the only metric here, but people having high score are generally more "wealthy" than those that don't according to my observation. So all of it matters on what you do with the given time and opportunities.