[scsilver]

If someone is willing to pay me interest to use my belongings to generate loans, then those belongings have a value. If you think that banking has value, then banks who use the blockchain ecosystem to provide banking services are generating value, correct? The question I would then ask, on the spectrum of risk, value generated, and trust, do these blockchain based financial institutions offer a complementary or competing product vs traditional banking. As of thus year, I would say yeah. I am close to converting a chunk of savings to stable coin abd putting it with a insurance backed blockchain financial institution, and am looking to ear a much higher apy than a traditional bank.