[rebelde]

You have a good point about the comma. I am not sure what the use of the word "funds" tells me. I think in the US, only the highly-educated or those in the financial industry would use that term instead of "money" (bitcoin?). It very well could be much more common in other parts of the, umm, anglosphere.

[culturestate]

I think anyone who’s worked in any kind of corporate environment would distinguish “funds” from “money” when writing formally, but maybe that’s just me.

I grew up in the US but lived most of my adult life abroad, and the only thing I can tell you for sure is that you should never stereotype anyone based on the way they use their second or third language.