[jokethrowaway]

Because the government doesn't have an economic incentive dealing with small fraud.

That's not what decides elections. If there is too much crime that can be an extra excuse to raise more taxes.

I reported frauds to the police in two cases and they didn't do anything despite having all the evidence and location of the perpetrators (even after arresting one of them in one case).

A civil case didn't work as well because they owned nothing on paper.

The only way to get justice is to pay someone to break their knees or steal what they stole from you from them.