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> Everywhere I'm aware of in the world, COVID-19 vaccines are free, are you "the product" when immunised against a deadly disease? How so?

The people making the vaccines are getting paid, although the vaccine is the product. The people sticking the vaccine in my arm are getting paid, my arm is the product. (Sort of)

The US government is compelling insurance companies to pay for it, and paying for it in absence of insurance, because excess death is a drag on the economy.