[ac29]

> I don't even have an alternative since by contract with Visa/MC stores can't provide a lower price for paying cash.

This hasnt been true for over a decade. Cash discounts are allowed by the Durbin amendment.

See: https://www.law.cornell.edu/uscode/text/15/1693o-2 (b)(2)(A)

[hahaxdxd123]

Ahh thanks for the correction. This seems like it's still pretty consumer unfriendly though - you still have to advertise the card price in store and then you can take a discount at the register, as opposed to advertising a cash price and then adding a card charge.

There are a lot of small businesses around me that are cash only under $10/15 dollars. Given human psychology around advertised prices (i.e. most people don't think about opportunity cost), I'm not surprised cash discounts aren't common.