[yonran]

I bet many banks have similar language prohibiting sharing logins, so you could make the argument that the core business of Plaid could be considered hacking under CFAA. I hope that the legitimate use of tools to do things on the Internet will be normalized before this argument is tried in court.

[toomuchtodo]

It's a matter of having regulators require interoperability as Europe did with PSD2 [1]. Plaid is a hack due to legacy financial institutions not being required to provide these interfaces by regulatory bodies.

[1] Revised Directive on Payment Services (PSD2)https://en.wikipedia.org/wiki/Payment_Services_Directive#Rev... (Revised Directive on Payment Services (PSD2))

[sagarm]

Yodlee (used by Mint and likely others) has been around for over a decade, and AFAIK nothing happened to them.