[dmoy]

Ah you're right, I forgot the absolute edge case where it takes them a couple business days due to USPS latency.

That is a pretty rare case though - almost always they find a buyer.

And yes, like you said, it's still not too much of an inconvenience because they're very fast about it.

NOTE: SIPC on the other hand - that can be very slow. FDIC=super fast. SIPC= ???? gremlins ????