[devinsit]

Privacy in the sense that, while the bank may own your data already, third-parties like Plaid do not. And at least up in here Canada, we're a bit weaker on the whole 'bank API' system, so it generally turns into a wonderful game of "hand over your bank account credentials".

Anyways, I definitely understand where you're coming from. Plenty of other products that do have bank integrations though, so at least of there's lots of options for you!

And thanks for the design feedback :)

[qshaman]

Plaid is own by Visa, but I get your point. As I said, wish you the best!

[skinnymuch]

The deal did not go through. Plaid just got valued at close to triple what Visa was going to spend on it in a recent fund raise at around $14B post money.