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by chillacy 1872 days ago
I looked into syndication and commercial real estate earlier this year. My primary motivation was to diversify my holdings.

I ultimately bought a house where I could rent rooms out on airbnb or to renters instead of going with a syndication. The main factor was getting leverage: a 30 year mortgage at 2.8% APY is basically free money.

Airbnb is not passive, but I look at it this way: I'm going to live in a house anyways, I might as well get into the business of living.

2 comments

This is what a lot of folks are missing- real estate investment returns aren’t necessarily higher than other vehicles but the leverage is awesome.
The leverage makes a lot of sense.

I do assume you can’t just take out a loan to join a syndication, but lots of people rent duplex units and vacation homes as you describe. Thanks for the answer!