[withinboredom]

> a mobile app should not be that hard to deal with

My grandma can't even use a smart phone to call people with. She only answers if you call because she is literally terrified of technology.

[sofixa]

If she can't handle a smartphone, can she handle internet purchases? If not, the whole discussion is moot because the topic at hand is online payments and their MFA.

[withinboredom]

Touché