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by WesolyKubeczek 1873 days ago
3d-Secure is basically a form of 2FA for payments. It has been around for almost two decades. US banks seem to have happily ignored it, as well as EMV/NFC cards even when good ol' magstripe had been shown to be hackable with a potato, and thus companies who lived in the US come to do business in Europe, find an "impenetrable wall" of having to integrate correctly with a 2FA process they don't understand. Same as GDPR, really. "How come it's opt-in and not opt-never?"